Money Matters

10 Posts in this category
Posted By: CFP&WM On: Mar 27th, 2013 In: Financial planning Investing Money Matters

Have What It Takes To Invest On Your Own? Part 2

Figuring out how much help you need with your investments can be difficult but here’s some guidance to get you started.

In the first article we listed the important tasks for successful investing. A check list was provided to help aide you in determining which task you were able to do yourself and identify which areas you might need some …

Posted By: CFP&WM On: Mar 20th, 2013 In: Investing Money Matters

Have What It Takes To Invest On Your Own? Here’s A Checklist To Help You Decide

The whole purpose of investing is to fund your future goals. If you invest successfully, you will be in a better position to obtain your financial goals and fulfill your life’s dreams.

On the other hand, if you don’t invest successfully, life might not be quite so pleasant. While it’s a bit tedious, the sooner you complete certain prerequisite tasks …

Posted By: CFP&WM On: Feb 27th, 2013 In: General info Money Matters Taxes

Claiming a Home Office Deduction? It’s Much Easier This Year, Here’s How

Ever since the inception of the Internet, home offices have been growing by leaps and bounds; by one estimate more than three million taxpayers can make that claim. While there are any number of benefits to having a home office, one irksome negative was the burden involved in substantiating the home office deduction and the Internal Revenue Service’s complicated and …

Posted By: CFP&WM On: Feb 20th, 2013 In: Financial planning Investing Money Matters

Investing: Gender-Based Differences

Investing: Gender-Based Differences

The more you know about yourself, in particular, and investing, in general, the more likely it is that you will obtain a better investing results.

The intent of this article is twofold: primarily, it is to raise your awareness of certain gender-based investing tendencies and secondarily, it is to make you a better investor given what you …

Posted By: CFP&WM On: Jan 25th, 2013 In: Investing Money Matters

Time for High Dividend Paying Stocks? Not so Fast

Thanks to the Federal Reserve’s commitment to ultra low interest rates, bond yields are now near historic lows. While some investors might be tempted to consider dividend-paying stocks as a way of generating income, before you decide to jump on that bandwagon there are three key points you need to reason through first:


When a company …

Posted By: CFP&WM On: Nov 28th, 2012 In: Insurance/risk mitigation Money Matters

Shopping for Medicare Part D Drug Plan 2013

Many Medicare beneficiaries are not aware that the open enrollment period for the Medicare Part D Drug plans is happening NOW. You have until December 7th to determine if it is to your benefit to change plans, which could save you money.

Why shop for a Part D plan?

There are many reasons you cannot assume that the plan …

Posted By: CFP&WM On: Nov 9th, 2012 In: Financial planning Investing Money Matters

The Biggest Obstacle To Investing Success? It Could Be You

What is the main reason that most people fail to invest successfully?

Is it a lack of information, too much information, a lack of time to devote to investing, a lack of investing knowledge, lack of tools, or just plain old bad luck?

In most cases, the main cause of poor investment return is the person looking back at you …

Posted By: CFP&WM On: Oct 24th, 2012 In: Insurance/risk mitigation Money Matters

Will You Pay the New ObamaCare Tax?

Now that Obama-care has been blessed by the Supreme Court, those couples with incomes over $250,00 a year and singles over $200,000 should be aware that your taxes could well be going up January first!

When Congress passed Obama-care in 2010, it added a new surtax. While we are waiting for conformation from the IRS, it is believed that the …

Posted By: CFP&WM On: Sep 17th, 2012 In: Money Matters

Are You Ready For Both Death And Taxes?

The old adage “nothing is certain but death and taxes” is very true. Since income taxes occur on an annual basis we think about them frequently. Our own death, however, we seldom think about or plan for. That’s a problem.

One of my clients recently passed away leaving his wife and two adult children. The events that transpired could have …

Posted By: CFP&WM On: Aug 27th, 2012 In: Money Matters

Is Your Financial Advisor Treating You Fairly

In these days of the Facebook investment scandal, Ponzi Schemes, Financial Fraud, Hot Investment tips, and Wall Street Toxicity how are you to be sure that you are protected to the highest legal standard from financial abuse?

It makes no difference if you do business with Morgan Stanly Smith Barney, Merrill Lynch, LPL Financial, Wells Fargo Advisors, …