Insurance/risk mitigation

7 Posts in this category
Posted By: CFP&WM On: Oct 23rd, 2013 In: Insurance/risk mitigation Money Matters

Shopping for Medicare Part D Drug Plan is Critical

If you are covered by Medicare Part D and are not on an employer or group plan, this is critical information. Open enrollment for the Medicare Part D Drug plans started on October 15th. You have until December 7th to determine which is the best plan for you in 2014 and make the needed change. It could …

Posted By: CFP&WM On: Aug 29th, 2013 In: Insurance/risk mitigation Money Matters

California Health Care Change 2014

With the full implementation of the Affordable Care Act (ObamaCare) taking place on January 1, 2014, everyone with individual health coverage should be aware there of the 3 options that you will have starting very soon.

Having 3 options reminds me of the game show “Let’s Make a Deal”. The host gives the participants 3 choices of what is behind …

Posted By: CFP&WM On: Apr 26th, 2013 In: Estate planning Insurance/risk mitigation Money Matters

Long Term Care Insurance Becoming Tougher for Women to Purchase

It’s true that men have always paid more for life insurance then women based simply on the fact that women statistically live longer.  A similar pricing structure is about to come to the long term care insurance industry, only in favor of men this time around, and for the exact same reason.

Women Live Longer and Will Pay More

On …

Posted By: CFP&WM On: Nov 28th, 2012 In: Insurance/risk mitigation Money Matters

Shopping for Medicare Part D Drug Plan 2013

Many Medicare beneficiaries are not aware that the open enrollment period for the Medicare Part D Drug plans is happening NOW. You have until December 7th to determine if it is to your benefit to change plans, which could save you money.

Why shop for a Part D plan?

There are many reasons you cannot assume that the plan …

Posted By: CFP&WM On: Oct 24th, 2012 In: Insurance/risk mitigation Money Matters

Will You Pay the New ObamaCare Tax?

Now that Obama-care has been blessed by the Supreme Court, those couples with incomes over $250,00 a year and singles over $200,000 should be aware that your taxes could well be going up January first!

When Congress passed Obama-care in 2010, it added a new surtax. While we are waiting for conformation from the IRS, it is believed that the …

Posted By: CFP&WM On: Feb 5th, 2010 In: Estate planning Insurance/risk mitigation

Long-Term Care Premium Hikes on the Way

If you made the decision to buy a long-term care insurance policy about a decade ago, you may be getting a big rate increase in premium this year.

Prudential insurance company anticipates increases in premiums between 18 and 25% for those policies issued between 1999 and 2003. MetLife anticipates increases of 18% on those policies with the series LTC 97

Posted By: CFP&WM On: Nov 13th, 2009 In: Insurance/risk mitigation

Tis the Season to Shop Medicare Drug Plans

The most important shopping you will do this holiday season is for your Medicare drug plan for next year. November 15 through December 31 is your only opportunity to sign up for the best plan for next year.

The Medicare part D program provides beneficiaries with assistance paying for prescription drugs. Unlike hospital and doctor coverage, which is provided within …